Why XRP Is Winning: Payments, ETFs & U.S. Trust Bank Approval

Bridging the gap between cutting-edge tech and regulatory reality.@msvadari explains how native programmability positions the XRP Ledger as the ultimate chain for moving value: freely, easily, and with regulatory confidence.

Catch the next episode of Onchain Economy now →… pic.twitter.com/tt23PYGmJL

— RippleX (@RippleXDev) December 16, 2025

Imagine making a cross border payment and having zero visibility on when or if that transaction will settle?

At @Ripple, we’re revolutionizing cross-border payments utilising the XRP Ledger that are secure, efficient, and ready for enterprise use 🚀 https://t.co/G1yHvrpW0s

— Reece Merrick (@reece_merrick) December 17, 2025

Similar story from my side…

Before joining @Ripple I spent 10+ years in FX dealing with payments for large enterprise customers.

There was nothing worse than getting a call from a customer asking me where their funds were.

All you could confirm is that the payment had… https://t.co/HHhkapvMku

— Reece Merrick (@reece_merrick) December 17, 2025

⚠️ Is Ripple’s Escrow Blocking Commodity Status?

Under the proposed CLARITY Act, a blockchain is only "mature" if no entity owns >20% of the supply.

Ripple holds ~40%.

To officially shed the "security" label under this bill, Ripple would need to reduce control by nearly half.…

— Jungle Inc Crypto News (@jungleincxrp) December 17, 2025

We’re pleased to announce a partnership between SBI Ripple Asia and Doppler Finance.

Together, we will explore collaboration in XRP-based yield infrastructure and real-world asset (RWA) tokenization on the XRP Ledger, advancing institutional-grade finance on XRPL. pic.twitter.com/dKt5i1nzlF

— Doppler Finance (@doppler_fi) December 17, 2025

30 straight days of net inflows for XRP Spot ETFS ‼️ https://t.co/k21PvelUAv

— Brad Garlinghouse (@bgarlinghouse) December 16, 2025

Just last week the @Ripple team won conditional approval from the @USOCC to charter Ripple National Trust Bank

Have to imagine this level of US stablecoin compliance will soon push $RLUSD to a top stablecoin globally by issuance

Multichain asset movement powered by @wormhole https://t.co/jRVF5syGT5

— Dan Reecer (@danreecer_) December 16, 2025