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Show Summary

XRP just became a bigger problem — and not because of price. As Jeff framed it, the financial system "keeps moving closer to the rails XRP was actually built for." Credit, lending, 24/7 settlement and institutional access stopped reading as separate stories this week, which leaves Chip's question: how much longer are you going to ignore this?

  • Uphold president Nancy Beaton on where the new financial system is headed, and why XRP's potential to carry that transition "gives it a leg up." Chip on why Uphold earned it: the only US exchange that refused to delist XRP without a cease and desist.
  • XRPL.org relaunched by the XRP Ledger Foundation — 14+ years of continuous uptime, 8 million funded accounts, $1 trillion moved, fees at 0.000011 XRP, and lending listed as coming soon.
  • Credit on chain: putting assets on the ledger is step one, borrowing against them is next. Jeff wants the version that isn't Visa or Mastercard — stablecoin spending you can't be debanked from.
  • The batch amendment audit went public — seven findings, two critical or high severity in the batch signing scheme, plus a high-severity denial-of-service vector. All fixed before the vote, which is the point of running one.
  • Bitwise's XRP ETF crossed $500 million in AUM nine months after launch, and DeVinci Blockchain's XRPL lending hackathon hits Paris Sept 12–13, sponsored by RippleX with $10,000 in prizes.
  • Geopolitics: Carney told the internet to stop making memes and the internet answered in volume, Lake America turned up on Google and Apple Maps, and Ursula von der Leyen floated putting European savings "in the service of European companies."