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Show Summary
- XRP's potential value in 2025: Speculation on XRP's future value, with some predicting it could exceed $1,000.
- Decentralization and freedom: Discussion on the importance of decentralization and freedom in cryptocurrency and society as a whole.
- AUDD using Ripple blockchain: Mention of a company using Ripple and Stellar blockchains, but referring to Ripple as the blockchain instead of XRPL.
- Wallet closure and reserve: Explanation of how closing an XRP wallet results in a reserve of 20 XRP being put aside.
- Introduction of the first mortgage-backed Stablecoin: The Stablecoin is backed by mortgages and is set to redefine the landscape of mortgage financing, offering homeowners better and more accessible options. It could revolutionize the mortgage industry by unlocking new products for homeowners and other market participants using the utility token home offered on the XRPL.
- XRP Cafe: A super easy platform to use for NFTs. You can check out their stats, collections, create a collection, and even create a one-off NFT with your artwork.
Links to Articles We Discuss
$2 Billion Ripple Partner Nium to Go Public in US

Class certification just means the Judge thinks there will be enough Plaintiffs that all the claims should be kinda lumped together. It's really a no-brainer here.
But it has no effect on the SEC case whatsoever. I am curious how the SEC case will affect the class action though.
Class certification just means the Judge thinks there will be enough Plaintiffs that all the claims should be kinda lumped together. It's really a no-brainer here.
— Jeremy Hogan (@attorneyjeremy1) July 5, 2023
But it has no effect on the SEC case whatsoever. I am curious how the SEC case will affect the class action though.
This is mostly the result of XRPL account deletions. Each account deletion burns 2 XRP. In June 2023, Poloniex alone deleted 85,566 old XRPL accounts which burned 171,132 XRP. They have finished deleting accounts.
This is mostly the result of XRPL account deletions. Each account deletion burns 2 XRP. In June 2023, Poloniex alone deleted 85,566 old XRPL accounts which burned 171,132 XRP. They have finished deleting accounts. https://t.co/07M1IpGkYw https://t.co/cA5mVUVbGR
— Neil Hartner (@illneil) July 5, 2023
Is @iampaulgrewal engaging in hyperbole by claiming the SEC is violating the law?
LET’S REVIEW A FEW FACTS:
1) up until 2018, the SEC had no policy whatsoever regarding SEC staff owning Crypto because these digital assets were a new asset class and the SEC was unsure about it;
Is @iampaulgrewal engaging in hyperbole by claiming the SEC is violating the law?
— John E Deaton (@JohnEDeaton1) July 4, 2023
LET’S REVIEW A FEW FACTS:
1) up until 2018, the SEC had no policy whatsoever regarding SEC staff owning Crypto because these digital assets were a new asset class and the SEC was unsure about it; https://t.co/9UU4jzuoZl
I just read this open letter. As someone who files lawsuits, my question is, if Cameron can prove what he claims, why not
just file the damn suit? I learned a long time ago, in a moment of crisis, when integrity and honor mean everything, and someone shows you who he really is,…
I just read this open letter. As someone who files lawsuits, my question is, if Cameron can prove what he claims, why not
— John E Deaton (@JohnEDeaton1) July 4, 2023
just file the damn suit? I learned a long time ago, in a moment of crisis, when integrity and honor mean everything, and someone shows you who he really is,… https://t.co/ICFq0rjFi7
Hey @BarrySilbert, I'd like to invite you to a Twitter Space to discuss our Best and Final Offer.
No lawyers. No advisors. Just friends. I know Earn users would love to hear from you. You can be the first to tell them if you're accepting the deal.
Let me know when you're free!
Hey @BarrySilbert, I'd like to invite you to a Twitter Space to discuss our Best and Final Offer.
— Cameron Winklevoss (@cameron) July 5, 2023
No lawyers. No advisors. Just friends. I know Earn users would love to hear from you. You can be the first to tell them if you're accepting the deal.
Let me know when you're free! https://t.co/EfL9lw2PNe
Stu Alderody
Without consent of the legislature “swarms of officers [unelected bureaucrats] harass our people.” Just one of the injustices the General Congress of the 13 United States of America rejected in 1776 in its unanimous declaration.
Without consent of the legislature “swarms of officers [unelected bureaucrats] harass our people.” Just one of the injustices the General Congress of the 13 United States of America rejected in 1776 in its unanimous declaration.
— Stuart Alderoty (@s_alderoty) July 4, 2023
Stu going full 1776 mode
Stu going full 1776 mode pic.twitter.com/vqzLyETGdj
— Craig DeWitt (@CryptoCwby) July 4, 2023
Deaton on Gensler - Acting in Bad Faith
As bad as @GaryGensler is (he’s a bad faith regulator - hard 🛑), and as much blame he deserves (he deserves most of it), he is not the only one deserving of criticism. The SEC, as an agency, has lost its way. Mark is correct, Crypto is one more technology that will succeed or… https://t.co/QwyUXgDbC1
— John E Deaton (@JohnEDeaton1) July 4, 2023
Thank you Bill Morgan - Why is it that companies still refer to XRPL as Ripple? Especially companies building on XRPL?
I am glad that you have clarified AUDD will be on the XRPL although it is a bit ignorant calling the blockchain Ripple. https://t.co/B6QZMm43OK pic.twitter.com/T3phEmE4ZO
— bill morgan (@Belisarius2020) July 5, 2023
How is @UpholdInc different? We’re the pioneers of radical #transparency.
✅ The Uphold platform is always 100%+ reserved.
✅ We publish our assets and liabilities in real-time.
✅ We never loan out customer money, so it’s always available when you need it.
✅ Our highly…
How is @UpholdInc different? We’re the pioneers of radical #transparency.
— 🟩 Dr Martin Hiesboeck (@MHiesboeck) July 4, 2023
✅ The Uphold platform is always 100%+ reserved.
✅ We publish our assets and liabilities in real-time.
✅ We never loan out customer money, so it’s always available when you need it.
✅ Our highly… pic.twitter.com/m6BUDOqmo7
Class certifications happen routinely. Here, the plaintiffs were asking for a worldwide class including U.K. XRPHolders but in the U.K. The FCA said XRP is not a security (same as Japan, Singapore, UAE, etc). It only applies to US investors but, again, this is case is pimple…
Class certifications happen routinely. Here, the plaintiffs were asking for a worldwide class including U.K. XRPHolders but in the U.K. The FCA said XRP is not a security (same as Japan, Singapore, UAE, etc). It only applies to US investors but, again, this is case is pimple…
— John E Deaton (@JohnEDeaton1) July 5, 2023
Ripple is all set to host its first Policy Summit in Thailand in collaboration with TRM Labs.
— Mike maurath XRP Carbon (@MaurathMike) July 5, 2023
Stablecoin backed by Real estate on XRPL
https://www.crypto-news-flash.com/ripple-xrp-ledger-xrpl-makes-history-with-introduction-of-first-mortgage-backed-stablecoin/
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JUST IN: $9 trillion asset manager BlackRock CEO says crypto is digital gold and "#Bitcoin is an international asset."
JUST IN: $9 trillion asset manager BlackRock CEO says crypto is digital gold and "#Bitcoin is an international asset." pic.twitter.com/x0NGcBdzA2
— Watcher.Guru (@WatcherGuru) July 5, 2023
He sounds like someone gave him a wedgie in the locker-room until he agreed to say something positive about Bitcoin.
Maybe it was Satoshi.
He sounds like someone gave him a wedgie in the locker-room until he agreed to say something positive about Bitcoin.
— Jeremy Hogan (@attorneyjeremy1) July 5, 2023
Maybe it was Satoshi.
First they ignore you, then they laugh at you…then they join youpic.twitter.com/UNqdGVB4Sn
— Tyler Winklevoss (@tyler) July 5, 2023
XRP Café
We're thrilled to announce that https://xrp.cafe has been selected to join the XRPL Accelerator program by RippleX!
We want to thank @RippleXDev and the #XRPL community for their support.
We look forward to continue contributing to the XRPL!
🚨The 1st cohort of projects & startups in our #XRPL Accelerator program kicked off. Read more about the 🔟 projects, including:
— RippleX (@RippleXDev) July 5, 2023
VerifyED@xrpcafe@chimoney_io@apocene@CornerMarketApp @GemWalletApp@loremlabs
NIR-Watchdog@SeshatLabs@droplinkedhttps://t.co/pPPiENWEpF
📢 We're thrilled to announce that https://t.co/zjxu6o8iJS has been selected to join the XRPL Accelerator program by RippleX!
— xrp.cafe ☕ (@xrpcafe) July 5, 2023
We want to thank @RippleXDev and the #XRPL community for their support.
We look forward to continue contributing to the XRPL! https://t.co/mXXZOJUPMd